The Racketeer Infuenced and Corrupt Organizations Act, known as RICO, provides that any “person injured in his Page Proof Pending Publication business or property by reason of a violation” of the Act “shall recover threefold the damages he sustains.” 18 U. S. C. § 1964(c) (emphasis added). Under the text of RICO, therefore, a plaintiff may sue for “business or property” injuries, and he may seek recovery of the damages he sustains from those injuries. But a plaintiff may not sue for “personal injuries.” RJR Nabisco, Inc. v. European Commu nity, 579 U. S. 325, 350 (2016).
Importantly, and key to my disagreement with the Court's opinion in this case, the term “injured” is a tort-law term of art and therefore “should be given its established common- law meaning.” United States v. Castleman, 572 U. S. 157, 163 (2014) (quotation marks omitted). In tort law, the term “injured” means to have suffered “the invasion of any legally protected interest.” Restatement (Second) of Torts § 7(1) (1964). Personal, property, and business injuries all have well-defned meanings in tort law: They mean the invasion of a legal right in one's person, property, or business, respectively.
The dispute in this case arises because personal injuries in tort law, and thus also in RICO cases, often result in losses or damages that are related to the victim's business or property. For example, personal injuries from defective products or car accidents often lead to lost wages (loss of “business” according to plaintiff Horn) and medical expenses (loss of “property” according to Horn).
So the fundamental question here is whether business or property losses from a personal injury transform a traditional personal-injury suit into a business-injury or property-injury suit that can be brought in federal court for treble damages under RICO. Plaintiff Horn and the Second Circuit say that the answer is yes. Defendant Medical Marijuana, as well as the Sixth, Seventh, and Eleventh Circuits, contend that the answer is no—that RICO does not authorize suits for personal injuries regardless of what losses or damages a victim sustains from a personal injury. I agree with Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN defendant Medical Marijuana and the Sixth, Seventh, and Eleventh Circuits.
A plaintiff cannot circumvent RICO's categorical exclusion of personal-injury suits simply by alleging that a personal injury resulted in losses of business or property, thereby converting otherwise excluded personal-injury suits into business-or property-injury suits. If the rule were otherwise, as plaintiff Horn advocates here, RICO would federalize many traditional personal-injury tort suits. When enacting civil RICO in 1970, Congress did not purport to usher in such a massive change to the American tort system. As the Eleventh Circuit rightly said, if “Congress intended to create a federal treble damages remedy for cases involving bodily injury, injury to reputation, mental or emotional anguish, or the like, all of which will cause some fnancial loss, it could have enacted a statute referring to injury generally, without any restrictive language.” Grogan v. Platt, 835 F. 2d 844, 847 (1988) (quotation marks omitted). Congress did not enact such a statute. On the contrary, it excluded personal-injury suits. And it is not remotely plausible to conclude that Congress excluded personal-injury suits under RICO and then turned around and somehow still implicitly authorized most personal-injury suits under RICO.
For its part, the Court today neither fully agrees with plaintiff Horn and the Second Circuit, nor fully agrees with defendant Medical Marijuana and the Sixth, Seventh, and Eleventh Circuits. Instead, the Court charts an unusual middle way. The Court agrees with Horn that the term “injured” in RICO is not a tort-law term of art and therefore should be read according to its ordinary conversational meaning, rather than its longstanding legal meaning.
Therefore, the Court agrees with Horn that personal-injury suits are not excluded by RICO so long as the personal injuries lead to “business or property loss.” Ante, at 601. But the Court then declines to decide whether lost wages and Page Proof Pending Publication medical expenses (which are among the most common economic damages in personal-injury suits) qualify as business or property losses recoverable in those RICO suits.
By concluding that traditional personal-injury suits are not excluded by RICO and then punting on the critical questions of whether lost wages and medical expenses are recoverable losses of business or property in those RICO suits, the Court's opinion both errs on the law and leaves substantial confusion in its wake. The aftermath of the Court's opinion could be quite a mess, as courts grapple with RICO personal- injury cases where the question is what losses qualify as business or property losses.
Unlike the Court, I would heed the text of the statute, recognize that the term “injured” in RICO is a longstanding tort-law term of art, and keep things relatively simple: RICO excludes suits for personal injuries, regardless of what losses or damages ensue from those personal injuries.
I
For three reasons, I conclude that RICO does not authorize suits for personal injuries even when those personal injuries result in losses or damages related to one's business or property: (1) the text of RICO excludes personal-injury suits and incorporates traditional tort-law principles about what injury means; (2) this Court's antitrust precedents, which interpret the same “injured in his business or property” language on which RICO was deliberately modeled, confrm that RICO excludes all losses resulting solely from personal injuries; and (3) the federalism canon counsels against federalizing large swaths of ordinary state-court tort cases absent clear direction from Congress.
A
First is the statutory text. RICO expressly distinguishes among different kinds of injuries—personal injuries versus business or property injuries.
Page Proof Pending Publication Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN When it enacted RICO in 1970, Congress did not pluck the word “injured” out of thin air. Rather, Congress adopted language that comes straight from longstanding tort-law principles. And those longstanding tort-law principles matter when courts construe RICO: In interpreting statutory torts, this Court starts “from the premise that when Congress creates a federal tort it adopts the background of general tort law.” Staub v. Proctor Hospital, 562 U. S. 411, 417 (2011). Therefore, to defne the scope of civil RICO's cause of action, this Court has repeatedly looked to “general common-law” tort principles regarding “legal injury.” Bridge v. Phoenix Bond & Indemnity Co., 553 U. S. 639, 656 (2008); see Beck v. Prupis, 529 U. S. 494, 500–501 (2000). Stated otherwise, “injured” is a “common-law term of art” that “should be given its established common-law meaning.” United States v. Castleman, 572 U. S. 157, 163 (2014) (quotation marks omitted). Here, as elsewhere, when “Congress transplants a common-law term, the `old soil' comes with it.” United States v. Hansen, 599 U. S. 762, 778 (2023) (quotation marks omitted).
What constitutes injury as a matter of traditional tort law? For tort-law purposes, injury is the infringement of a legal right—“the invasion of any legally protected interest of another.” Restatement (Second) of Torts § 7(1).
And with injury so defned, Congress's “cabining RICO's private cause of action to particular kinds of injury”—business or property injuries, not personal injuries—makes perfect sense. RJR Nabisco, Inc. v. European Community, 579 U. S. 325, 350 (2016). That is because tort law has long categorized different kinds of legal injuries along precisely those lines.
Personal injury includes “acts constituting a tort because intended or likely to cause bodily harm or emotional distress.” Restatement (Second) of Torts § 924, Comment a (1977); see id., ch. 2, Introductory Note, at 22; Ballentine's Law Dictionary 941 (3d ed. 1969). Typical personal-injury claims may involve, for example, car accidents or defective products.
Property injury—like trespass or conversion—is an act “materially affecting the capacity of particular property for ordinary use and enjoyment” or “the diminishing” of one's “property” by tortious means. Ballentine's, at 627; see Chattanooga Foundry & Pipe Works v. Atlanta, 203 U. S. 390, 396, 398–399 (1906).
Those categories are long and widely recognized. In detailing the “several injuries cognizable by the courts of common law,” Blackstone separated “wrongs or injuries that affected the rights of persons” from “such injuries as affect the rights of property.” 3 W. Blackstone, Commentaries on the Laws of England 115, 144 (1768). As one court phrased it 150 years later, actions “to recover damages caused by bodily injuries, or by injuries to property,” were “well known as distinct classes of actions” and “each separately treated in the text books of law”—and “so clearly distinguished” that “there is no diffculty in recognizing and classifying them.” Gridley v. Fellows, 166 Cal. 765, 769, 138 P. 355, 357 (1914); see Kelley v. Boyne, 239 Mich. 204, 213, 214 N. W. 316, 319 (1927).
Business injury such as unfair competition and tortious interference with contract eventually developed into its own standalone tort-law category, distinct from personal or property injury. By the late 19th and early 20th centuries, courts and commentators embraced the general principle that “to interfere with a man's trade by a malicious act is actionable” because it violates “a concrete right as distinct as his right to his lands and chattels, one which imposes on his fellows a correlative duty, the breach of which is a tort.” E. McClennen, Some of the Rights of Traders and Laborers, 16 Harv. L. Rev. 237, 237–238, 241 (1903); cf. F. Cooke, The Law of Combinations, Monopolies and Labor Unions § 7 (2d ed. 1909). And by 1938, the First Restatement included a division titled “Interference with Business Relations” that Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN described trade-related wrongs like unfair competition and tortious interference with contract.
See Restatement (First) of Torts, div. 9.
In short, tort law has long distinguished personal-injury suits from business-injury or property-injury suits. And RICO incorporated that traditional distinction into the statutory text. Like some of the States, Congress could have decided to authorize RICO suits for any person who has been “injured,” period, which would have covered personal-injury suits as well as business-or property-injury suits. See Ga. Code Ann. § 16–14–6(c) (2024); Fla. Stat. § 772.104(1) (2023). But Congress instead decided to limit civil RICO suits to plaintiffs who have been “injured in” their “business or property.”
More specifcally, RICO's private right of action is available to a person who has suffered a business or property injury “by reason of a violation” of RICO. § 1964(c). And a RICO violation generally requires the defendant to have engaged in a “pattern of racketeering activity,” where “racketeering activity” includes conduct chargeable as any of a host of state- and federal-law crimes, such as money laundering, extortion, and mail or wire fraud, to take some common examples. § 1962; see §§ 1961(1), (5). The question for a court under civil RICO is simply whether the plaintiff was “injured in his business or property by reason of” whatever the defendant did to violate RICO. § 1964(c).
One further important point: Under tort law, injury is distinct from the losses or damages that result from an injury. Since before the Founding, courts have distinguished “injury” from “damage.” Uzuegbunam v. Preczewski, 592 U. S. 279, 286 (2021) (citing Cable v. Rogers, 3 Bulst. 311, 312, 81 Eng. Rep. 259 (K. B. 1625)). Stated simply, injury is “the illegal invasion of a legal right; damage is the loss, hurt, or harm which results from the injury.” Ballentine's, at 303; see Black's Law Dictionary 466 (rev. 4th ed. 1968).
Page Proof Pending Publication For example, negligently driving a car into a pedestrian inficts a legal injury on the pedestrian—wrongful invasion of the pedestrian's physical safety. The pedestrian's losses or damages resulting from the injury typically will include his lost wages and medical expenses, among other things like pain and suffering. The injury (the hit from the negligently driven car) gives the pedestrian a right to sue; the lost wages, medical expenses, and pain and suffering that follow are damages that a plaintiff may be able to recover for the injury. See Restatement (Second) of Torts §§ 910, 912, Comment a.
All of that means that when a victim suffers only a personal injury (such as from a car accident or defective product), his lost wages and medical expenses are merely the losses or damages that result from that personal injury, not themselves a separate business or property injury—that is, not a distinct infringement of a legal right in one's business or property.
Therefore, a victim who suffers only a personal injury “by reason of” a RICO violation has not been “injured” in his “business or property,” even if that personal injury leads him to lose wages or incur medical expenses. That victim may not sue under RICO.
B
This Court's antitrust precedents further confrm that RICO's exclusion of personal-injury suits means what it says and cannot be circumvented by recharacterizing personal- injury losses or damages (such as lost wages or medical expenses) as their own standalone business or property injuries.
By the time Congress enacted RICO in 1970, this Court had already interpreted identical text in the antitrust laws— “injured in his business or property”—to adhere to the traditional tort-law understanding of business or property injuries as distinct from personal injuries. Those prior antiPage Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN trust holdings interpreting that same statutory language carry weight both as a matter of precedent and because this Court presumes that in enacting RICO, Congress adopted “the interpretation federal courts had given the words earlier Congresses had used” in the antitrust laws. Holmes v. Securities Investor Protection Corporation, 503 U. S. 258, 268 (1992); see, e. g., Agency Holding Corp. v. Malley-Duff & Associates, Inc., 483 U. S. 143, 151 (1987).
Enacted long before RICO, the Sherman and Clayton Acts provided that any “person who shall be injured in his busi ness or property . . . by reason of” an antitrust violation may “sue therefor” and “shall recover three fold the damages by him sustained.” Sherman Act, §7, 26 Stat. 210 (1890) (emphasis added); see Clayton Act, § 4, 38 Stat. 731 (1914), as amended, 15 U. S. C. § 15(a). And in applying that statutory text, the Court opined that “injured in his business or property” had its traditional tort-law meaning.
The Court expressly said so in an antitrust price-fxing case, Keogh v. Chicago & Northwestern R. Co., 260 U. S. 156 (1922). There, the Court accepted that the plaintiff “was damaged” directly by the defendants' illegal conduct—he “lost the beneft of rates” that “he would have enjoyed” “but for the conspiracy.” Id., at 160, 162. But being “damaged”—suffering a loss—was not what the statutory text demanded. The Sherman Act required legal injury. As the Court put it, “Section 7 of the Anti-Trust Act” gave “a right of action” only to “one who has been `injured in his business or property.' Injury implies violation of a legal right.” Id., at 163 (emphasis added).
In other words, the Keogh Court ruled that “injured” referred to the violation of a legal right, not to the harm or damage resulting from the violation of a legal right. And so the Court went on to determine whether the plaintiff had been legally “injured”—which, in Keogh, he had not.1 1The Court does not offer a persuasive substantive response to what it calls “century-old” precedent (i. e., case law from the time shortly after the antitrust laws were enacted). The Court instead tries minimizing Page Proof Pending Publication Therefore, for an antitrust plaintiff to be “injured in his business or property,” this Court and others have required that the plaintiff be legally wronged in a business or property interest as traditionally understood. See Chattanooga Foundry, 203 U. S., at 396, 399; Gerli v. Silk Assn. of Am., 36 F. 2d 959, 960 (SDNY 1929). The question is whether the plaintiff's business or property rights were legally violated— not whether the plaintiff suffered some sort of business or property loss or damage from an injury.
In Reiter v. Sonotone Corp., the Court applied those basic principles to hold that the antitrust laws “exclude personal injuries.” 442 U. S. 330, 339 (1979). That is true, the Court suggested, even when the personal injuries led to losses or damages related to the plaintiff's business or property. As its example of excluded personal injuries, the Court cited Hamman v. United States, 267 F. Supp. 420 (Mont. 1967).
In Hamman, the plaintiffs had tried to evade the personal- injury exclusion by contending that their property damage from a personal injury itself qualifed as a distinct property injury for purposes of the antitrust laws. Id., at 429, 432. Under the antitrust laws, however, that argument does not suffce, which is presumably why the Reiter Court cited Hamman as exactly the kind of personal-injury suit that the it. Ante, at 607, n. 7. But the requirement of legal injury is not a “single sentence” from Keogh: It is the holding of Keogh—a holding that has been followed to the present day. Specifcally, the fxed rates in Keogh were fled with and approved by the Interstate Commerce Commission. 260 U. S., at 160. The plaintiff suffered no “legal” “[i]njury” from rates elevated by price-fxing because the regulator-approved rate was the “legal rate.” Id., at 163. In that circumstance, although the plaintiff suffered a loss, there was no legal injury. Keogh's holding is plainly contrary to the Court's test. And Keogh is not a one-off, as all of the other above cases applying a legal-injury rule (especially Chattanooga Foundry & Pipe Works v. Atlanta, 203 U. S. 390 (1906)) make clear. That is why this Court has continued to reaffrm Keogh, going so far as to repeatedly call it “settled law.” Square D Co. v. Niagara Frontier Tariff Bureau, Inc., 476 U. S. 409, 415–417, 420, 422, 424 (1986); see, e. g., South Branch LLC v. Commonwealth Edison Co., 46 F. 4th 646, 650–652 (CA7 2022) (applying Keogh's defnition to civil RICO).
Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN antitrust laws exclude. 442 U. S., at 339. The Reiter Court's citation to Hamman supports the conclusion that damages to one's business or property from personal injuries do not somehow magically transform those personal injuries into distinct business or property injuries that can be alleged in an antitrust suit.
To summarize: Antitrust law has long required plaintiffs to allege business or property injuries, and has long excluded suits for personal injuries. And critically, antitrust law has defned “injured” as traditionally understood under tort law—that is, as an invasion of a legal right and distinct from the losses or damages that ensue.2 RICO aims “to compensate the same type of injury” as the antitrust laws; “each requires that a plaintiff show injury `in his business or property by reason of' a violation.” Agency Holding, 483 U. S., at 151. Those antitrust precedents therefore strongly buttress the conclusion that RICO excludes personal-injury torts, regardless of what kinds of losses or damages ensue. See, e. g., Gause v. Philip Morris, 2000 WL 34016343, *4–*5 (EDNY, Aug. 8, 2000) (rejecting an attempt to reframe loss of income from emphysema as a property injury under RICO).
In RICO, Congress surely did not copy verbatim antitrust law's well-established business or property requirement in 2The Court points to (1) the rule that paying higher-than-competitive prices is an antitrust injury; and (2) a single conclusory line from one per curiam opinion from the 1960s. Ante, at 606–607. But the frst rule is just the holding of Reiter, which specifcally relied on a 1906 legal-injury precedent to hold that a payment induced at an illegal price is injury in one's property. 442 U. S., at 340 (“A person whose property is diminished by a payment of money wrongfully induced is injured in his property” (quoting Chattanooga Foundry, 203 U. S., at 396 (quotation marks omitted))). And as for the 1960s case, the Court there merely said that “all the law requires” is damage to the plaintiff as compared to “economic harm” to “the public at large.” Radiant Burners, Inc. v. Peoples Gas Light & Coke Co., 364 U. S. 656, 659–660 (1961) (per curiam) (quotation marks omitted).
Page Proof Pending Publication order to silently convert ordinary personal-injury tort cases into federal RICO lawsuits with treble damages available.
C
Third, even if the above textual and precedential points do not themselves clinch the matter, the federalism canon weighs heavily against reading RICO to encompass traditional personal-injury suits.
The federalism canon directs courts not to signifcantly alter the federal-state balance absent “exceedingly clear language” from Congress. Sackett v. EPA, 598 U. S. 651, 679 (2023) (quotation marks omitted); see, e. g., Gregory v. Ash croft, 501 U. S. 452, 460 (1991). If RICO covered personal injuries that lead to lost wages and medical expenses, as Horn advocates, then civil RICO would federalize huge swaths of state tort law in a manner that Congress never contemplated or authorized.
That reading would eviscerate the careful balance that Congress struck when enacting RICO.3 Again, most personal-injury torts lead to damages involving a loss of employment or income (such as lost wages) or loss of money (such as medical expenses). Horn characterizes those damages as lost business or lost property. So if Horn's argument were accepted and RICO's exclusion of personal injuries did not actually exclude most personal-injury tort suits, then RICO would suddenly authorize a vast new category of personal-injury suits seeking treble damages in federal court. For example, plaintiffs could easily plead everyday product liability claims as federal RICO claims, at least so long as there were two or more instances of fraud that a 3RICO authorizes both criminal prosecutions and civil actions by the Government regardless of whether there has been any business or property injury. See 18 U. S. C. §§ 1963(a), 1964(a)–(b). But Congress deliberately made a different choice for private suits, “cabining RICO's private cause of action to particular kinds of injury.” RJR Nabisco, Inc. v. Euro pean Community, 579 U. S. 325, 350 (2016).
Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN plaintiff could cast as a “pattern” of racketeering activity. 18 U. S. C. § 1961(5); see Brief for Petitioners 25–29; Brief for Chamber of Commerce of the United States of America et al. as Amici Curiae 19–21.
Most state tort suits are personal-injury suits. And the States assume an especially active role regarding the rules of personal-injury cases, exercising their “traditional authority to regulate tort actions.” Wos v. E. M. A., 568 U. S. 627, 639 (2013).
Interpreting civil RICO to allow plaintiffs to bypass those state-law limits—and to triple their damages in federal court—would supplant vast “areas of traditional state responsibility.” Bond v. United States, 572 U. S. 844, 858 (2014). In the antitrust context, this Court has emphasized that the “maintenance in our federal system of a proper distribution between state and national governments” is “of far- reaching importance,” and an “intention to disturb the balance is not lightly to be imputed to Congress.” Hunt v. Crumboch, 325 U. S. 821, 826 (1945) (quotation marks omitted). So too with RICO. Indeed, the federalism concerns are even greater with RICO than with antitrust. Few antitrust violations are likely to infict personal injury on a plaintiff— anticompetitive acts break laws, not legs. But “the breadth of the predicate offenses” in RICO practically covers the waterfront of personal-injury tort law. Sedima, S. P. R. L. v. Imrex Co., 473 U. S. 479, 500 (1985). So if RICO were interpreted as Horn suggests, RICO suits for treble damages in federal court could supplant many everyday tort suits in state court. Avoiding such seismic shifts in the federal- state balance, Congress drew the critical RICO boundary at issue here—“cabining RICO's private cause of action to particular kinds of injury” and “excluding” “personal injuries.” RJR Nabisco, 579 U. S., at 350.
II
To sum up so far: When civil RICO employed the language “injured in his business or property,” it broke no new Page Proof Pending Publication ground. It incorporated well-established tort-law principles and antitrust precedents in a straightforward way. If the only injury (that is, invasion of a legal right) that a plaintiff suffers is a personal injury, the plaintiff cannot recover under civil RICO. And RICO does not allow access to its treble- damages remedy by silently green-lighting personal-injury suits that have downstream fnancial consequences like lost wages or medical expenses. After all, most personal injuries generate those downstream fnancial consequences. So if RICO were interpreted in that way, it would federalize signifcant swaths of state tort law, and substantially alter the federal-state balance.
Despite all of that, the Court today agrees in part (with some important caveats as discussed below) with plaintiff Horn on this basic statutory issue and thereby circumvents RICO's exclusion of personal injuries—letting in through the back door at least some of the personal-injury suits that RICO's text bars at the threshold.
The Court's key mistake, in my view, is to employ an ordinary-meaning defnition of the term “injured” rather than its longstanding meaning as a term of art in American tort law. As the Court sees it, the ordinary meaning of “injured” simply is to have suffered harm or losses or damages. Therefore, when a personal injury leads to harm or losses or damages related to one's business or property, those downstream harms to business or property are actually their own distinct business or property injuries for purposes of RICO. So under that reasoning, many personal-injury suits seeking treble damages can in fact be brought under RICO in federal court. Voila.
A
To navigate around RICO's distinction between personal- injury suits and business-or property-injury suits, and the key point that injury is a longstanding tort-law term of art, the Court stresses that RICO uses the term “injured” instead of “injury.” That single piece of “context,” says the Court, means that we should look to the ordinary meaning Page Proof Pending Publication Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN of “injured” and that the traditional tort-law understanding of injury does not carry over to RICO. Ante, at 603.
I am mystifed by the Court's attempt to hang its analytical hat on such a thin distinction between “injured” and “injury.” After all, a person “injured” is a person who has suffered an “[i]njury,” a “violation of a legal right”—that is, the victim of a tort or wrong. Keogh v. Chicago & North western R. Co., 260 U. S. 156, 163 (1922) (quotation marks omitted); see, e. g., Chattanooga Foundry & Pipe Works v. Atlanta, 203 U. S. 390, 398–399 (1906); Ziglar v. Abbasi, 582 U. S. 120, 130 (2017); Alabama Power Co. v. Ickes, 302 U. S. 464, 479 (1938); Taylor v. Carryl, 20 How. 583, 599 (1858).
After reviewing a single dictionary defnition of “injured,” the Court concludes that the term “injured,” as distinct from “injury,” has no specialized legal meaning. From there, the Court says that it “is hard to make a term-of-art argument without the term of art.” Ante, at 603. But the Court's nifty turn of phrase has no substance behind it. Every one of the Court's dictionaries—its legal dictionaries, and even its generalist ones—includes the rights-violation defnition of “injure” or “injured,” not just of “injury.” See Ballentine's, at 627 (“injured party”); Black's, at 924 (to “injure”); Webster's New International Dictionary 1111 (1913) (“injured”); American Heritage Dictionary 676 (1969) (to “injure”); Webster's Third New International Dictionary 1164 (1971) (“injured”). Those sources do not draw the distinction that the Court creates in order to avoid RICO's exclusion of personal injuries.4 4Meanwhile, the Court's cited defnition for “injury in his property” is nearly identical to this Court's test for “injured in his property” in antitrust, the part of speech notwithstanding. Compare Ballentine's, at 627 (“An injury to his property; also the diminishing of his property by a transfer of property, or a payment of money, induced by fraud”), with Chattanooga Foundry, 203 U. S., at 396, 398–399 (either “injury to property” or “a payment of money wrongfully induced”).
Simply put, the Court's attempt to fnd a key difference between “injured” and “injury” rings hollow. And the Court's textual gymnastics do not end there. If the Court were correct that injured simply means having suffered harm or losses or damages, then the statutory term “injured” would refer to the same thing as the statutory term “damages.” But the statute distinguishes “injured” from “damages” and makes clear they are not the same thing.
See § 1964(c) (“Any person injured in his business or property by reason of a violation” of RICO “shall recover threefold the damages he sustains” (emphasis added)). The text instead makes clear that damages are the losses that a victim sustains from an injury.
Faced with the problem that its defnition of injured refers to the same thing as damages in this statute, the Court simply redefnes “damages” not to mean losses, but rather to mean only “monetary redress” to be paid for the losses.
Ante, at 603–604.
The Court is surely correct that “damages” can mean (i) losses suffered or (ii) monetary redress from a lawsuit for those losses. In fact, the term “damages” is often used in both ways. But in this statutory context, only the former defnition—losses—makes any sense. As used in the RICO statute, “damages” are something that a victim “sustains.” And the term “sustains” means to “experience or suffer (loss or injury).” American Heritage, at 1296. A plaintiff cannot suffer or sustain “monetary redress,” as the Court seems to think. But he can sustain losses.
So the term “damages” in RICO means losses, but that is exactly what the Court says the term “injured” means. The Court affords the same meaning to those different terms.
In this context, that is another clue that the Court's analysis of the term “injured” has gone off track.5 5To be sure, when a plaintiff recovers the damages, he has obtained “monetary redress.” But that is because of the statutory word “recover.” Nor is it odd, as the Court seems to think, for a statute to say that a Page Proof Pending Publication Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN In short, to reach its conclusion that RICO allows personal-injury suits involving losses or damages to business or property, the Court reasons that “injured” means something different from “injury.” And it changes the statutory defnition of “damages” to avoid that word carrying the same meaning as the Court's reading of “injured.” Neither of those efforts is persuasive or permissible as an interpretation of RICO's text, in my view.
The correct reading is instead the textually straightforward one: A person “injured in his business or property” is a person who has suffered injury in a business or property right as traditionally defned—the violation of a legal right in his business or property. Keogh, 260 U. S., at 163. Civil RICO allows a person to “recover damages” if the damages plaintiff can “recover” his losses or damages. Allowing a plaintiff to “recover” the “damages” sustained—where “damages” unambiguously means losses suffered—is a formulation used in countless other statutes and cases. For example, “[w]hen an owner of a passenger motor vehicle sustains damages as a result of a motor vehicle accident because the vehicle did not comply with” certain standards, “the owner may bring a civil action against the manufacturer to recover the damages.” 49 U. S. C. § 32508. If a person “purchase[s] or sell[s] any security at a price which was affected” by certain manipulation, “the person so injured may sue . . . to recover the damages sustained as a result of any such act or transaction.” 15 U. S. C. §78i(f). And even specifcally in antitrust, a “claimant” means a person bringing a civil action except for a State “with respect to a civil action brought to recover damages sustained by the State.” 15 U. S. C. § 7a(4). See also, e. g., Missouri, K. & T. R. Co. v. Haber, 169 U. S. 613, 615 (1898) (“object was to recover the damages sustained by the plaintiff . . . by reason of the defendants having brought . . . certain cattle alleged to have been” infected with “Spanish fever”); Tindle v. Birkett, 205 U. S. 183, 184 (1907) (“an action brought in 1899 to recover damages claimed to have been sustained in consequence of specifed false and fraudulent representations”); Great Northern R. Co. v. Sullivan, 294 U. S. 458, 462 (1935) (“if injured thereby, plaintiff is entitled to recover the damages sustained in consequence of [the defendant's] failure”); Construction Work ers v. Laburnum Constr. Corp., 347 U. S. 656, 666 (1954) (“the recovery of damages caused by tortious conduct”).
result from a business or property injury, but not if the damages result from a personal injury. Id., at 162.6
B
The Court also contends that precedent compels us to read “injured” as meaning “harmed or damaged,” not as a tort- law term of art meaning invasion of a legal right. Ante, at 601; see ante, at 604–606. But the Court does not cite any cases actually holding as much. Instead, the Court offers out-of-context citations of isolated mentions of “harm” in other cases.
In relying on passages pulled out of context from judicial opinions, the Court makes the mistake of parsing “the language of an opinion” “as though we were dealing with language of a statute.” Reiter v. Sonotone Corp., 442 U. S. 330, 341 (1979). The Court seizes in particular on the word “harm,” which is not in the RICO statute. The Court says that injury simply means harm as ordinarily understood.
So any harm to business or property is its own distinct business or property injury, the Court says. But that is wrong as a matter of elementary tort law. As the Restatement plainly says, “harm, which is merely personal loss or detriment, gives rise to a cause of action only when it results from the invasion of a legally protected interest, which is to 6In a footnote, the Court apparently also endorses Horn's fallback argument: According to the Court, even if “injured” refers to the violation of a legal right, that is no problem so long as the legal right is the right “against business or property harms that result from racketeering activity.” Ante, at 602, n. 4; see Brief for Respondent 24. But being “injured” is an element of the RICO private right of action. If “injured” means violation of a legal right, then the right being violated cannot be the right to not suffer from a RICO violation. (That theory would be just as circular as it sounds.) The rights violations have to be defned somewhere else—and so they are, by “general common-law” tort principles of “legal injury.” Bridge v. Phoenix Bond & Indemnity Co., 553 U. S. 639, 656 (2008).
Page Proof Pending Publication Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN say an injury.” Restatement (Second) of Torts § 7, Comment d.7 Moreover, contrary to the Court's telling, multiple civil RICO precedents confrm that to be “injured” in civil RICO means to have suffered “legal injury,” not merely to have suffered harm or loss or damage of some kind. Bridge v. Phoenix Bond & Indemnity Co., 553 U. S. 639, 656 (2008). In Bridge, for example, the Court explained that whether an element is required in order to state a civil RICO claim turns on whether that element is necessary to show “legally cognizable injury” under “general common-law principle[s].” Ibid.8 In Beck v. Prupis, the Court likewise held that when civil RICO says that anyone “injured” by reason of a “violation” may sue, it means that a plaintiff may recover only if “injured” by a “violation” under “well7The Court also cites an extraterritoriality case, Yegiazaryan v. Smagin, 599 U. S. 533 (2023). But its reading of that case is puzzling. Yegiazaryan held that we must apply the presumption against extraterritoriality, rather than a specifc rule from the First Restatement of Confict of Laws, to determine whether and to what extent RICO applies abroad. In other words, rather than any particular confict-of-laws rules, RICO incorporates our usual, across-the-board extraterritoriality test for federal torts—the “presumption against extraterritoriality, with its distinctive concerns for comity and discerning congressional meaning.” Id., at 547– 548. Nothing about that case suggests we should not also apply our other usual rule for federal torts—“the premise that when Congress creates a federal tort it adopts the background of general tort law.” Staub v. Proc tor Hospital, 562 U. S. 411, 417 (2011).
8The Court quotes Bridge but omits the frst part of the sentence. Bridge held that “predicate acts under RICO” need not be “actionable under the common law” so long as they are chargeable under RICO's list of state or federal crimes. 553 U. S., at 652 (emphasis added and quotation marks omitted). In other words, the part of Bridge that the Court quotes says that predicate acts need to be crimes, not torts. But when it came to determining whether a plaintiff suffered “legal injury” from those predicate acts, Bridge made clear that what matters is the “general common-law principle[s]” of tort liability. Id., at 656 (emphasis added).
established common law” principles. 529 U. S. 494, 500–501, 506 (2000).9 Those Bridge and Beck precedents directly contradict the Court's test today that RICO's private right of action “requires nothing more” than that a plaintiff's “business or property has been harmed or damaged.” Ante, at 601.
Under this Court's precedents, more is certainly required. Specifcally, the plaintiff must have suffered a business or property injury as those terms are understood under general tort principles—meaning an invasion of a legal right in his business or property.
C
The Court further says that distinguishing personal injuries from business or property injuries, as the text of RICO requires, would be diffcult at times. To be sure, as with almost everything in the law, there may be close calls at the margins—here, about whether a plaintiff plausibly alleges a business or property injury as distinct from a personal injury. But that inquiry is at least a familiar judicial exercise. Cf. United States v. Burke, 504 U. S. 229, 239 (1992); see also, e. g., Willard v. Moneta Bldg. Supply, Inc., 262 Va. 473, 482, 551 S. E. 2d 596, 600 (2001) (“applicable statute of limitations” turns on “the type of injury alleged”). And the commonplace reality of some close calls does not mean that we can or should disregard Congress's textual limitation on the kinds of injury that a plaintiff must allege—and ultimately prove—in order to recover under RICO.
9And on other RICO-related interpretive issues as well, this Court's cases have read civil RICO “to incorporate common-law principles.” Holmes v. Securities Investor Protection Corporation, 503 U. S. 258, 266– 267 (1992) (relying on Associated Gen. Contractors of Cal., Inc. v. Carpen ters, 459 U. S. 519, 531–534 (1983)); see also Anza v. Ideal Steel Supply Corp., 547 U. S. 451, 457 (2006); Hemi Group, LLC v. City of New York, 559 U. S. 1, 9 (2010).
Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN The Court also focuses incessantly on a scenario where, as sometimes happens, a single episode results in injuries both to one's person and to one's business or property. Some kinds of wrongful acts can cause the invasion of multiple legal rights—for example, a car accident might damage the car (property injury) and physically harm the driver (personal injury). See generally W. Loyd, Actions Arising Out of Injury to Both Person and Property, 60 U. Pa. L. Rev. 531 (1912); contra, ante, at 609, n. 9 (resisting dividing negligence actions along these lines). In those scenarios, civil RICO allows recovery for the business or property injury (assuming RICO's other requirements are met), but not the personal injury.
I therefore agree with the Court—and so does defendant Medical Marijuana—that civil RICO allows for recovery any time a defendant has “invaded the plaintiff's business or property rights,” “even if the plaintiff also suffered a personal injury.” Brief for Petitioners 34–35; see Reply Brief 7. As defendant Medical Marijuana acknowledges, and I too agree, if a defendant's act causes both personal and property injuries to another, then civil RICO “allows suit for the” “property injury” but not the “personal injury,” no matter which came frst. Reply Brief 8.
In other words, neither Medical Marijuana nor I actually adopt the position the Court today labels as the “antecedentpersonal-injury bar.” Ante, at 599, 609. Under that supposed bar, RICO would “implicitly” exclude any business or property injuries whenever they follow a personal injury. Ante, at 599. But by repeatedly criticizing that supposed rule, the Court invents and knocks down a straw man. So just to be crystal clear, I agree with the Court (as does defendant Medical Marijuana) that if the plaintiff at some point also suffered a personal injury in addition to a business or property injury, the plaintiff can still recover damages for the business or property injury.
Page Proof Pending Publication Consider the Court's hypotheticals. They are supposed to show that the so-called “antecedent-personal-injury bar” would bar recovery and lead to untenable results in certain cases. But in almost all of them, the rule that defendant Medical Marijuana proposes (and I agree with) would allow recovery, not bar it. Indeed, they are not close calls. Why does Tony Soprano “injure” a victim in his property by extracting a computer password through violence and then using it to drain a bank account? Because he has committed at least two traditional wrongs: battery on the password holder and conversion of the money. Restatement (Second) of Torts §§ 13, 222. A mobster who assaults a carwash owner in order to force him to do business with the mob “intentionally and improperly interferes” with the owner's right to do business with whom he pleases. Id., §§ 766A, 766B; cf. id., §§ 766C, 912, Comment d (no business injury from lost profts after a personal injury “unless the harm to the business was intended”); contra, ante, at 601. And when a fraudster or a kidnapper uses deceit or extortion to obtain money, the victim parts with it because he “has been defrauded or subjected to duress, or whatever it may be”— in other words, “injured in his property.” Chattanooga Foundry, 203 U. S., at 399.
The correct rule therefore remains the one that civil RICO expressly provides: In a RICO suit, a plaintiff can recover “damages” from a “business or property” injury, but not damages from a personal injury.
III
Now, we get to the important juncture where the Court diverges from plaintiff Horn in terms of what RICO plaintiffs may recover in personal-injury suits.
Plaintiff Horn seeks a rule that would blatantly circumvent RICO's exclusion of personal-injury suits. In Horn's world, plaintiffs could routinely bring RICO claims for perPage Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN sonal injuries from drug mislabeling, dangerous products, medical malpractice, car accidents, and health consequences from pollution, to name a few. As Horn sees it, “injured” means to have experienced a loss, and losing money via lost wages or medical expenses always entails being “injured” in one's business or property. See Reiter v. Sonotone Corp., 442 U. S. 330, 338 (1979) (“Money, of course, is a form of property”). Therefore, plaintiffs could routinely repackage many state personal-injury suits as RICO suits (so long as the defendant committed two or more predicate acts) and obtain treble recovery for medical expenses, lost wages, and other pecuniary losses. The only kind of damages that Horn would exclude are non-economic damages like pain and suffering.10 Plaintiff Horn's approach would dramatically expand civil RICO and allow plaintiffs to seize on RICO to replace ordinary state-law tort suits. Plaintiffs could convert, for example, everyday product liability claims into RICO mass-tort class actions and multi-district litigation where plaintiffs might now seek recovery of triple their lost wages and triple their medical expenses.
Horn's game-changing rule would likely produce signifcant cascading effects on the American economy and federal and state court systems. American businesses facing novel RICO suits with treble damages would incur signifcantly increased litigation exposure and corresponding settlement pressure. Their insurance premiums would rise. And all 10Plaintiff Horn says that his rule is consistent with the Ninth Circuit's. But in Diaz v. Gates, the Ninth Circuit specifcally rejected confating “mere loss of something of value (such as wages) with injury to a property interest (such as the right to earn wages).” 420 F. 3d 897, 900, n. 1 (2005) (en banc). And that court held that the plaintiff's harms could give rise to a RICO claim because they “amount[ed] to intentional interference with contract and interference with prospective business relations.” Id., at 900. So the Ninth Circuit's rule is distinct from the rules advocated by plaintiff Horn and the Court today, which reject any reliance on tort law or legal injury.
Page Proof Pending Publication of those costs would mean higher prices for consumers, and fewer jobs and lower wages for workers. In short, the effects of Horn's rule would likely be dramatic, as Medical Marijuana and its amici explain. See Brief for DRI Center for Law and Public Policy et al. as Amici Curiae 20–22; Brief for Chamber of Commerce of the United States of America et al. as Amici Curiae 22–23.
Where is the Court on all of this? Having accepted plaintiff Horn's basic statutory argument, the Court declines to accept all the implications of that position. Instead, the Court stops short and does not (yet) go as far as Horn would. After agreeing with Horn that RICO does not exclude what are traditional personal-injury suits, the Court does not (for now) adopt Horn's view that lost wages and medical expenses are “necessarily” recoverable. Ante, at 613. The Court instead suggests that lost wages (as distinct from lost profts) may not necessarily be a business loss, and pecuniary losses such as medical expenses may not necessarily be a property loss.
It is good that the Court pulls back from the precipice and does not adopt Horn's argument in full. In particular, the Court seems to recognize that it would border on the absurd to adopt Horn's position in full and interpret RICO to federalize (and allow treble damages for) such a large number of otherwise standard personal-injury tort suits.
But instead of simply interpreting RICO not to authorize suits for personal injuries, as the statutory text says and as I would do, the Court still sticks partway with Horn and his overly broad interpretation of the statutory text. The Court then backflls to avoid some of the absurd implications of that position by emphasizing certain statutory limitations on RICO suits and then leaving other questions unanswered for now.
For example, the Court stresses that proximate cause is strictly cabined in the RICO context, requiring a direct relationship, not mere foreseeability. Ante, at 612; see Hemi Page Proof Pending Publication Page Proof Pending Publication MEDICAL MARIJUANA, INC. v. HORN Group, LLC v. City of New York, 559 U. S. 1, 12 (2010); Anza v. Ideal Steel Supply Corp., 547 U. S. 451, 457 (2006); Holmes v. Securities Investor Protection Corporation, 503 U. S. 258, 266–267 (1992). The Court helpfully suggests, moreover, that Horn's suit will not clear that direct-relationship bar, saying that it may pose an “insurmountable obstacle” to Horn's continuing this suit. Ante, at 612–613. And the Court notes that RICO does not allow suits for a single tort, but requires a “pattern of racketeering activity.” Ante, at 613.
I welcome those limits, and I appreciate that they may mitigate some of the potential consequences of the Court's overbroad statutory interpretation.
But the Court then does not answer a signifcant real- world question spawned by its expansive statutory interpretation: can civil RICO plaintiffs claim lost wages and medical expenses as business or property injuries? Lower courts will have to resolve the question that the Court's opinion does not answer. All of the above text, context, and history should counsel against interpreting RICO to cover classic damages like lost wages and medical expenses resulting solely from personal injuries. But at least until the Court squarely holds that lost wages and medical expenses are not recoverable, the Court's opinion will leave a good deal of uncertainty for the lower courts to address. The Court's opinion will generate far more confusion and litigation than simply reading the statute as written—as the Sixth, Seventh, and Eleventh Circuits have done—in light of the basic tort- law principles regarding injury that Congress incorporated into civil RICO.
The Court says: “You can't replace something with nothing.” Ante, at 608. But the Court does not heed its own admonition. Today, the Court replaces a statutory limit derived from centuries of tort law with a punt that will leave substantial confusion and litigation in its wake.
* * * This case should have been reasonably straightforward.
RICO does not authorize personal-injury suits—period.
That is true even when a personal injury leads to losses related to one's business or property, as personal injuries often do. The Court's decision to allow personal-injury suits under RICO is mistaken as a matter of statutory text and context. And the Court's failure to decide the lost-wages and medical-expenses questions will undoubtedly produce signifcant confusion and litigation in the lower courts, all of which is wasteful and unnecessary—and contrary to Congress's decision to categorically exclude personal-injury suits from civil RICO. I respectfully dissent.
Page Proof Pending Publication Page Proof Pending Publication Reporter’s Note The attached opinion has been revised to refect the usual publication and citation style of the United States Reports. The revised pagination makes available the offcial United States Reports citation in advance of publication. The syllabus has been prepared by the Reporter of Decisions for the convenience of the reader and constitutes no part of the opinion of the Court. A list of counsel who argued or fled briefs in this case, and who were members of the bar of this Court at the time this case was argued, has been inserted following the syllabus. Other revisions may include adjustments to formatting, captions, citation form, and any errant punctuation. The following additional edits were made: None